1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Brazil

We cover all 26 states and the federal district (capital). We have offices in Novo Hamburgo and Porto Alegre but we are registered and able to collect / litigate in all regions throughout Brazil.

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language in this case Portuguese and we understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Brazil

5 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

How to Instruct Us

We simply require the following details:

  • Full name & address of the debtor
  • All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s)
  • Amount owed (Invoice(s) or Statement will help)


Or ask us to call you – just leave us your details:


    Brazil Debt Collection – No Win No Fee

    Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No  Fee basis charging an agreed commission against monies recovered only.

    Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows:

    The local International Debt collection Partners know:

    1. The local cultures
    2. The languages
    3. The laws
    4. Are in the same time zones


    Herewith details of our debt collection service Brazil:

    Location of debt recovery office in Brazil?

    Novo Hamburgo/RS and Porto Alegre/RS, but we are registered and able to litigate on every jurisdiction on the country.

    Number of debt collection staff?

    75 lawyers and 25 paralegals/support staff

    How long have you been operating a debt recovery service in Brazil?

    Since 1990, we will be 30 years old next may.

    What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)?

    We do both commercial (B2B) and consumer (B2C)

    Statue of Limitation in Brazil?

    It depends on the debt, usually 5 years.

    How EU (European Union) laws effect debt collection in Brazil?

    Brazilian laws are very similar to EU laws but we have huge consumer protection and usually courts will apply Brazilian law disregarding of any parties agreement or contract

    How many companies registries in Brazil for businesses (i.e. UK has just 1 central registry)?

    There are numerous registries for business. Each state has one chamber of commerce that regulates estate registration, cities also may have a registry center and there is a central registration for companies nation wide. Usually companies are registered in the 3 (city, state and federal)

    What is the debt collection process in Brazil?

    It depends on the document attesting the debt. If it is a invoice (or other judicially recognized debts) it is possible to file a claim asking for the debtor to pay in 15 days. If it is not paid the court will proceed with bank account blocking and all the required procedures to charge the debt. If the document is not a invoice or a non-legal recognized document there is the requirement to file a claim to first recognize the validity of the document and the debt and then proceed with debt collection.

    Average length of time to collect a debt?

    1 year for judicially recognized documents, 4 years for non-recognized

    Can late payment fees / interest to be added to claims?


    Details on legal service / process in Brazil?

    Our office usually prefers to try to collect the debt without filling a claim, this avoid delays and costs. Brazilian judicial system has been recently renewed and since 2015 debt collections are faster and more effective. We also do a case to case analysis to recommend our clients on the best approach. Judicial costs tend to be around 1% of the debt and this amount can be charged from the debtor at the end of the claim.

    We have been experiencing a modernization of the judicial system in Brazil, claims are now electronic and government branches are syntonised with judges to better find resources to cover the debts. It has never been a better time to file a claim in Brazil.

    Brazil Business Credit Reports

    Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Brazil Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed.

    Specialist Debt Recovery Experts

    There are many unique requirements to recovering international debts in all countries including Brazil debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

    Brazil Debt Collection Partners in the following Brazilian Cities


    “We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
    Bryan de Beer, Phoenix Fragrances
    “Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
    Dean Lake, Lake Contracts
    “We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
    Anna Zhakrova, Catering Hygiene Specialists Ltd
    “I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
    Russell Hardwick, MSC Industrial