Gambia Debt Collection – No Win No Fee
Creditreform operates a global specialist International debt collection service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only.
Collecting a debt Gambia can be complicated but our expert local debt collection partner will simplify as much as possible and ensure you fully understand how the case is progressing and kept up to date every step of the way
– Location of office(s) in Gambia
– Number of staff
– How long been operating in Gambia
– What type of debts do you recover?
Both commercial (B2B) and consumer (B2C) debts
– Statute of limitation in Gambia
– How many company registries in Gambia for businesses? (i.e. UK just has 1 central registry)
1 central Banjul registry and 1 subsidiary based in Kanifing Municipality.
– What is the collection process in Gambia?
Each case is different and there is no time line which you can rely on.
Debtors may not always be in this jurisdiction. Therefore service can take time or result in applications for substituted service.
Settlement is to be encouraged rather than litigate. Payment plans obviously depend on the individual circumstances and agreement on the length of the repayment period.
The court procedures are slow, taking years rather than months. Cases are not listed for hearing and then proceeded to conclusion in one hearing.
Matters are adjourned part heard, often for months at a time.
Post judgment enforcement proceedings are common and unsatisfactory. Petty corruption and abuse of process is common.
– Can late payment fees / interest be added to claims?
Only if part of original agreement.
– Details on legal service / legal process in Gambia
As a Commonwealth country, former colony based in English common law, the procedures of recovery, litigation, court process and enforcement are fundamentally similar to England.
There are many unique requirements to recovering international debts in all countries including Gambia debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from the UK office. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK office base only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.