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1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Macedonia

Macedonia (North Macedonia) is divided into 80 municipalities with 10 of these in the capital Skopje alone. Our local office is in Skopje enabling us to recover debts throughout the entire country.


3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in this case over 66% speak Macedonian and 25% speak Albanian with other languages such as Turkish also spoken. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Macedonia

5 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

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Macedonia Debt Collection – No Win No Fee


Creditreform operates a global specialist International debt collection service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from the UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The languages
  3. The laws
  4. Are in the same time zones


Herewith details of our debt collection service Macedonia:

– Location of office in Macedonia:

– Number of staff :
5 Attorneys at law

– How long been operating in Macedonia:
Since 1985

-What type of debts do you recover?
Both commercial (B2B) and consumer (B2C) debts

– Statute of limitation in Macedonia:
Claims shall become time barred in five years.
Mutual claims of contractual parties arising from contracts for exchange of goods and services become time barred within a period of three years.
The claim of rent becomes time barred within a period of three years.
A claim of compensation of damage becomes time barred in a period of three years after the damaged party has found out about the damage or the party causing the damage. In any case this claim becomes time barred within five years after the damage has been caused.

– How EU laws effect debt collection in Macedonia?
European laws are effective only if Macedonia is a signatory and has ratified them.

– How many company registries in Macedonia for businesses? (i.e. UK just has 1 central registry)
One Central Registry

– What is the collection process in Macedonia?
The collection process usually starts with sending warning letter to the debtor and startling negotiation for out of court settlement of debt. In case, the debtor agrees with the terms and conditions proposed by the creditor, is to be prepared an Out of court agreement for settlement, signed by both parties. In case not to be achieved out of court agreement for settlement of the debt, the creditor has a right to initiate a court procedure in front of the competent court and after bringing the final and effective decision for the case the debtor does not react positively, the creditor can initiate an execution procedure for debt collection in front of the competent executor.

– Average length of time to collect?
Approximately 3 (three) years

– Can late payment fees / interest be added to claims?
Yes they can be added.

– Details on legal service / legal process in Macedonia:
The legal services is to be initiated by side of an authorized person/attorney at law with submitting an appropriate power of attorney

In the extrajudicial debt collection procedure it can be agreed recovery of the debt to be with or without interest, dependently of the consensus achieved by the both sides. In the execution procedure the recovery of the debt is always with interest.

There are many unique requirements to recovering international debts in all countries including Macedonia debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial