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1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Mexico

Mexico is divided into 32 states. Our local office is in Mexico City which is the most populous city in both Mexico and North America. We are therefore centrally located to recover debts throughout all of Mexico.

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in this case Spanish is the most widely spoken along with 68 national languages as well. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Mexico

5 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

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Mexico Debt Collection – No Win No Fee


Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No  Fee basis charging an agreed commission against monies recovered only.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from the UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The languages
  3. The laws
  4. Are in the same time zones

Herewith details of our debt collection service Mexico

–       Location of office in Mexico:
Mexico City

–       Number of staff
4 staff in Mexico

–       How long been operating in Mexico

–      What type of debts do you recover?
We do both commercial debt collection (B2B) and consumer debt collection (B2C)

–       Statute of limitation in Mexico
It depends on the kind of claim, generally after 5 years limitations may come in effect

–       How EU laws effect debt collection in Mexico?
None as such (for B2B)

–       How many registries in Mexico for businesses? (i.e. UK just has 1 central registry)
Registries are local (on municipality level)

General comments regarding process in Mexico for debt collection and how differs from UK / other countries in Europe

–       What is the debt collection process in Mexico?
For foreign claims: focus on amicable collections (letters, emails, phone calls), if no collections amicable, assessment if legal is an option. In practice, it is hardly ever recommendable to even consider going legal, given the complex legal system and the substantial costs involved

–       Average length of time to collect?
Amicable collection process: 3-6 months

–       Can late payment fees / interest be added to claims?
Less, but only if contractually agreed

–       Details on legal service / process in Mexico
Generally speaking, not recommendable to go legal in Mexico

There are many unique requirements to recovering international debts in all countries including Mexico debt collection services which differ from the UK debt collection agency  services and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial