1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Norway

Norway is divided into 18 regions as well the island territories of Svalbard and Jan Mayen. Our local head office is in Oslo which is the capital city and most populous region ensuring we are centrally located to recover debts throughout all of Norway.

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in this case Norwegian is spoken by 95% of the population. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Norway

3 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

How to Instruct Us

We simply require the following details:

  • Full name & address of the debtor
  • All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s)
  • Amount owed (Invoice(s) or Statement will help)


Or ask us to call you – just leave us your details:


    Norway Debt Collection – No Win No Fee

    Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement.

    Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows:

    The local International Debt collection Partners know:

    1. The local cultures
    2. The best methods of initiating debt recovery letters and processes
    3. The languages
    4. The laws
    5. Are in the same time zones

    Herewith details of our debt collection service Norway

    Location of debt recovery office in Norway?


    Number of debt collection staff?

    Over 8,000

    How long have you been operating a debt recovery service in Norway?

    Since the 1980’s

    What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)?

    We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates.

    Statue of Limitation in Norway?

    The statute of limitation is typically 3 years for contracts, 10 years for judgements and 1 year for any transportation claim.

    How EU (European Union) laws effect debt collection in Norway?

    The EU laws does not affect debt collection in Norway.

    How many companies registries in Norway for businesses (i.e. UK has just 1 central registry)?

    The Brønnøysund Register Centre is a government body under Ministry of Trade, Industry and Fisheries. … The business register is responsible for registering all Norwegian and foreign business enterprises in Norway..

    Any general comments regarding process in Norway for debt collection and how differs from UK / other European countries:

    What is the debt collection process in Norway?

    The debt recovery process usually consists in two phases – the amicable procedure where the debtor is invited to pay the debt in a specific time frame, or the legal procedure, when the debtor is enforced to pay the debt through a court’s decision. Commercial disputes are handled along other civil cases by the district court as there are no specialized courts in the country. Our debt collection agents in Norway can offer in-depth details concerning all procedures.

    Average length of time to collect a debt?

    There is no average time frame for the debt collection process in Norway. Amicable resolutions are normally completed in a few weeks. The court processes can take many months to complete.

    Can late payment fees / interest to be added to claims?

    Yes.  Norway has aligned its regulations with the principles laid down by EU Directive 2011/7/EU, which stipulates that payments in the EU must be made within 60 days. In accordance with the Norwegian Act relating to Interest on Overdue Payments, late payment interest may be claimed the day following the due date of the accounts receivable. Unless a contract provides a specific interest rate, the reference rate of the Norwegian Department of Justice (reviewed every six months), increased by 8 percentage points, may be applied. Interest is normally paid by the debtor but may also be used as a negotiation tool in order to preserve the business relationship.

    Debt collection costs should be charged to the debtor in accordance with the Norwegian Debt Collection Act. In accordance with the EU directive, collection costs of EUR 40 may also be claimed, but these would be deducted from the debt collection fees paid by the debtor under the Debt Collection Act. Collection specialists will systematically obtain payment of such costs.

    Details on legal service / process in Norway?

    Litigation through the ordinary court system is the main dispute resolution method in Norway.

    The litigation process is governed by the Dispute Resolution Act 2005 (DRA), which gives the judge reasonably strong control over the conduct of the case, both in preparation and at the main hearing with respect to time limits and extent of evidence. The system is adversarial in nature and the parties are in control of whether to bring or conclude an action and of the evidence to be presented and the arguments to be made. The court evaluates the arguments and evidence presented by the parties.

    In civil law cases, the burden of proof lies on the party asserting a fact on the balance of probabilities. In some cases, the burden of proof can be reversed.

    Court-sponsored mediation is part of the court litigation process.

    Norwegian Business Credit Reports

    Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. There are about 416,000 companies entered on the Norwegian register. These include: Limited Companies, Public Limited Companies, General Partnerships with joint liability and Sole proprietorships. Through our online databases you can download Norway business credit reports instantly. This can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed.

    Norway Tracing Agents

    Creditreform’s debt collection company service also uses expert local Norway tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace.

    Specialist Debt Recovery Experts

    There are many unique requirements to recovering international debts in all countries including French Guiana debt collection services which differ from the UK debt collection agency  services and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

    “We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
    Bryan de Beer, Phoenix Fragrances
    “Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
    Dean Lake, Lake Contracts
    “We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
    Anna Zhakrova, Catering Hygiene Specialists Ltd
    “I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
    Russell Hardwick, MSC Industrial