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1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Paraguay

Paraguay is divided into 17 departments and one capital district. Our local office is in the capital Asunción with branches in Encarnación (border city with Argentina) and Ciudad Del Este (border city with Brazil).

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in the case of Paraguay Spanish is spoken by 87% of the population and Guaraní 87%. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Paraguay

10 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

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Paraguay Debt Collection – No Win No Fee


Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from the UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The languages
  3. The laws
  4. Are in the same time zones


Herewith details of our debt collection service Paraguay

Location of debt recovery office in Paraguay?


Number of debt collection staff?

We’re a big team of about 50 people in between lawyers and paralegals.  We also have a branch office in the city of Encarnación (border city with Argentina) and another one in Ciudad Del Este (border city with Brazil).

How long have you been operating a debt recovery service in Paraguay?

We are a successful full-Service firm, with a 43 year trajectory in the market.

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)?

We recover all types of debts, both B2B and B2C.

Statue of Limitation in Paraguay?

The Statute of limitation in Paraguay regarding to Commercial rights consists of 4 years.

If it’s a promissory note with a due date, it must be collected since then and the expiration date for the collection is after 4 years since the due date. Whereas if the promissory note does not have a payment date, it can be collected at any moment and the expiration date to start the legal actions is after 4 years since the emission.

How EU (European Union) laws effect debt collection in Paraguay?

The European Union law does not have much incidence in the collection debt in Paraguay.

How many companies registries in Paraguay for businesses (i.e. UK has just 1 central registry)?

We just have one company registry for businesses; it’s called Dirección General de los Registros Públicos (General Office of Public Records).

General comments regarding process in Paraguay for debt collection and how differs from UK / other European countries:

What is the debt collection process in Paraguay?

The collection process is brief with limited defenses for the parties and it could culminate with the refund of the debt, the interests and legal costs, or the auction of their goods.

Average length of time to collect a debt?

The average length of time to collect can be from 6 months to 2 years, taking into account the defenses presented by the debtor.

Can late payment fees / interest to be added to claims?

Late payment fees, as well as legal costs, can be added to the claims.

Specialist Debt Recovery Experts

There are many unique requirements to recovering international debts in all countries including Paraguay debt collection services which differ from the UK debt collection agency  services and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial