1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Peru

Peru is divided into 25 regions with Lima being by far the most populous region. Our local office is in Lima so we are ideally located to recover debts throughout the entire country.


3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in the case of Peru the most widely spoken is Spanish by over 82% as well as many indigenous languages. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Peru

10 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

How to Instruct Us

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Peru Debt Collection – No Win No Fee


Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No  Fee basis charging an agreed commission against monies recovered only.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from the UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The languages
  3. The laws
  4. Are in the same time zones

Herewith details of our debt collection service Peru

  1. Location Of Office in Peru
  2. Number of Staff
    10 staff in Bahrain
  3. How long been operating in Peru
    We have been operating since 1986 and continue doing to date.
  4. What type of debts do you recover?
    We do recover  debts of all types and origin, including commercial and consuming debts.
  5. Statute of Limitation in Peru
    The Statute of Limitations  in Peru  is ten (10) years as of the debt should have been paid.
  6. How many registries in Peru for businesses? (i.e. UK just has 1 central registry)
    Peru has also one central registry for all types of companies called SUNARP.
  7. What is the collection process in Peru
    The process of collection in Peru differs from the ones in U. K., USA and other European countries in the sense that there are not many regulations as in the mentioned countries, because most of the processes of collections in Peru are undertaken by lawyers, who do not need a license to do it.
  8. Average length of time to collect?
    Average length of time to collect in Peru is is six months approximately.
  9. Can late payment fees / interest be added to claims?
    Late payment fees and interest can added to the claim. However, most of the creditors must  resigne them, because debtors usually do not accept to pay them. Therefore, it is a success if we collect at least the principal.
  10. Details on legal process in Peru
    Legal action is the ultimate decision we recommend because it could last at least three years and it is time consuming, costly and hazardous.

Debt collections in Peru are very difficult. Recovering via lawsuit is almost impossible without a complete document and communication trail with the debtors. It is essential to  have a properly structured contract and proof of delivery – including purchase orders and all other documentations.

Unless the Peruvian debtor has a genuine interest in building or maintaining a relationship with the creditor, he will often “hide” behind the slow, cumbersome legal system which is often unfriendly to foreign creditors. This is the case for claims under USD 20,000 where the amount involved is too small to warrant the cost of proceeding with a legal action.

There are many unique requirements to recovering international debts in all countries including Peru debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK office base only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial