1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Peru

Peru is divided into 25 regions with Lima being by far the most populous region. Our local office is in Lima so we are ideally located to recover debts throughout the entire country.


3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in the case of Peru the most widely spoken is Spanish by over 82% as well as many indigenous languages. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Peru

10 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

How to Instruct Us

We simply require the following details:

  • Full name & address of the debtor
  • All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s)
  • Amount owed (Invoice(s) or Statement will help)


Or ask us to call you – just leave us your details:


    Peru Debt Collection – No Win No Fee


    Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement.

    Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows:

    The local International Debt collection Partners know:

    1. The local cultures
    2. The best methods of initiating debt recovery letters and processes
    3. The languages
    4. The laws
    5. Are in the same time zones

    Herewith details of our debt collection service Peru

    Location of debt recovery office in Peru?

    Lima. All debt collection letters are sent by the local head office.

    Number of debt collection staff?

    10 staff. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response results from debtors.

    How long have you been operating a debt recovery service in Peru?

    We have been operating since 1986 and continue doing to date.

    What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)?

    We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates.

    Statue of Limitation in Peru?

    The Statute of Limitations  in Peru  is ten (10) years as of the debt should have been paid.

    How many companies registries in Peru for businesses (i.e. UK has just 1 central registry)?

    Peru has also one central registry for all types of companies called SUNARP.

    What is the debt collection process in Peru?

    The process of collection in Peru differs from the ones in U. K., USA and other European countries in the sense that there are not many regulations as in the mentioned countries, because most of the processes of collections in Peru are undertaken by lawyers, who do not need a license to do it.

    Average length of time to collect a debt?

    Average length of time to collect in Peru is is six months approximately.

    Can late payment fees / interest to be added to claims?

    Late payment fees and interest can added to the claim. However, most of the creditors must  resigne them, because debtors usually do not accept to pay them. Therefore, it is a success if we collect at least the principal.

    Details on legal service / process in Peru?

    Legal action is the ultimate decision we recommend because it could last at least three years and it is time consuming, costly and hazardous.

    Debt collections in Peru are very difficult. Recovering via lawsuit is almost impossible without a complete document and communication trail with the debtors. It is essential to  have a properly structured contract and proof of delivery – including purchase orders and all other documentations.

    Unless the Peruvian debtor has a genuine interest in building or maintaining a relationship with the creditor, he will often “hide” behind the slow, cumbersome legal system which is often unfriendly to foreign creditors. This is the case for claims under USD 20,000 where the amount involved is too small to warrant the cost of proceeding with a legal action.

    Peru Business Credit Reports

    Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Peru Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed.

    Peru Tracing Agents

    Creditreform’s debt collection company service also uses expert local Peru tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace.

    Specialist Debt Recovery Experts

    There are many unique requirements to recovering international debts in all countries including Peru debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

    “We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
    Bryan de Beer, Phoenix Fragrances
    “Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
    Dean Lake, Lake Contracts
    “We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
    Anna Zhakrova, Catering Hygiene Specialists Ltd
    “I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
    Russell Hardwick, MSC Industrial