1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Sao Tome and Principe

São Tomé and Príncipe is an island country of the west coast of Africa located 140 miles off the coast from Gabon. Our local office is located in the capital and largest city Sao Tome where we recover debts across both islands.

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in the case of Sao Tome and Principe Portuguese is spoken by over 98% of the population. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Sao Tome and Principe

It varies depending on the case so whatever the age please contact us and we will advise if we can assist with your claim

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Soa Tome and Principe Debt Collection – No Win No Fee


Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The best methods of initiating debt recovery letters and processes
  3. The languages
  4. The laws
  5. Are in the same time zones

Herewith details of our debt collection service Soa Tome and Principe

Location of debt recovery office in Soa Tome and Principe

Soa Tome. All debt collection letters are sent by the local head office.

Number of debt collection staff

1-5 staff. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response results from debtors.

How long been operating debt collection in Soa Tome and Principe

Over 10 years

What type of debt collection services do you provide? Do you do commercial debt recovery(B2B) and consumer debt recovery(B2C) debts?

We handle both Business to Business debt recovery cases and Business to Consumer debt collections cases. There is different content for business to business debt collection letter templates and business to consumer debt collection letters templates.

Statute of limitation in Soa Tome and Principe

The statute of limitations in Soa Tome and Principe is not known.

How EU laws effect debt collection in Soa Tome and Principe?

No real effect

How many registries in Soa Tome and Principe for businesses? (i.e. UK just has 1 central registry)

Central Registry in Luanda

General comments regarding process in Soa Tome and Principe for debt collection and how differs from UK debt collection and other countries in Europe

What is the debt collection process in Soa Tome and Principe?

Amicable collection processes are recommended initiated by a debt recovery letter.

Average length of time to collect a debt in Soa Tome and Principe?

Can take years to resolve

Can late payment fees / interest be added to claims?

Unlikely to be successful

Details on legal service / process in Soa Tome and Principe

Many years if at all to achieve a successful resolution. Trading can be very difficult.

Sao Tome & Principe Business Credit Reports

Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Sao Tome & Principe Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed.

Sao Tome & Principe Tracing Agents

Creditreform’s debt collection company service also uses expert local Sao Tome & Principe tracing agent services to locate any absconded debtor. This debtor tracing service is provided on a No Find No Fee basis only charging for a successful trace.

Specialist Debt Recovery Experts

There are many unique requirements to recovering international debts in all countries including Soa Tome and Principe debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from the UK office. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK office base only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial