1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in California

The state has 482 incorporated cities and towns, of which 460 are cities and 22 are towns. California is the most populous state and third biggest in USA with over 173 million residents. Our local offices are in Riverside & Cypress and we recover debts throughout the entire state.

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner in each US state. We understand the local cultures and know all the state laws / legal processes. English is the official language but Spanish is widely spoken in California. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in California

Each state has its own statute of limitations and they vary depending on the type of debt you have. In California it is is 4 years written and 2 years verbal . Note there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

How to Instruct Us

We simply require the following details:

  • Full name & address of the debtor
  • All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s)
  • Amount owed (Invoice(s) or Statement will help)


Or ask us to call you – just leave us your details:


    Debt Collection California

    Main reasons why a local country debt recovery agency is so important rather than trying to recover from the UK are as follows:

    The local International Debt collection Partners know:

    1. The local cultures
    2. The languages
    3. The laws
    4. Are in the same time zones


    Herewith details of our debt collection service California:

    Location of office(s):
    2 office’s in California, Cypress and Riverside, CA

    Number of staff:

    How long been operating in USA:
    30 Years

    Type of debts we recover?
    Primarily Commercial

    Statute of limitation in USA:
    4 years written, 2 years verbal California. Other states have different statue some more some less.

    What is the Debt Collection process in USA?
    First Written demand, Telephone calls for amicable collection, if unsuccessful then recommend suit, once suit is filed settlement talks continue, if unsuccessful we go to trial or request default judgment. Once judgment entered post judgment enforcement .

    Average length of time to collect?
    Depends could be within 30 days or up to 9 months to get to trial. Judgments are valid in California for 10 years

    Can fees / interest be added to claims?

    Brief details on legal service / process in USA
    In a trial we must have witness, if no witness no trial.

    International Debt collection procedures differ from state to state. Creditreform has partnered with an expert in every State and our California debt collection partner has 30 years experience there. They have proven very successful for Creditreform’s clients over the years successfully recovering many thousands of pounds. As with all our debt collection services this is undertaken on a No Win No Fee basis.

    Despite the huge time zone difference with the UK and Europe the USA partners will always keep us up to date with regular progress reports and immediate communications when required ensuring open debt cases are kept up to date at all times.

    The legal system in the USA is also different from State to State and no costs or expenses will be incurred without clients’ prior instructions. If in the event legal action is the only way forward clients will be fully advised of the costs, procedures and expected times to proceed. Customer service has always been a main priority for Creditreform and this has to be adhered to by our partners and local offices worldwide. The USA and its States are no exception so they have to meet our high levels of customer service and expectations.

    We also carry out pre instruction checks on all debtors before cases are undertaken to ensure we are chasing the correct debtor and they have the ability to meet the claim. Our aim is for clients to have the best chance of a successful recovery and the collection of their money without wasting days, weeks and months either chasing an uncollectable debt or even chasing the wrong debtor.

    “We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
    Bryan de Beer, Phoenix Fragrances
    “Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
    Dean Lake, Lake Contracts
    “We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
    Anna Zhakrova, Catering Hygiene Specialists Ltd
    “I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
    Russell Hardwick, MSC Industrial