Commercial Credit Report (Wirtschaftsauskunft)
The Creditreform Commercial Report, known in Germany as a Wirtschaftsauskunft, provides a detailed assessment of customers, suppliers and business partners where a trading relationship involves higher credit exposure.
Assess payment risk and financial performance before agreeing credit limits or payment terms.
What Does A Commercial Report Include?
Growing your turnover means understanding who you are doing business with. A significant unpaid invoice can put pressure on cash flow and reduce the profitability of a customer relationship.
Our Wirtschaftsauskunft Commercial Report brings together commercial credit information to help you assess a company before making a commitment.
Report content includes:
• The Creditreform credit rating index and probability of default over the next 12 months.
• Available balance sheet data.
• Industry information.
• Current and historical business performance.
• Available payment behaviour information.
The depth of information within a Wirtschaftsauskunft report varies by company, country and available records.
When To Check A Commercial Report
• Checking new customers before opening a credit account.
• Setting or reviewing payment terms and credit limits.
• Assessing customers requesting larger orders or longer payment terms.
• Reviewing the financial position of important suppliers.
• Evaluating opportunities to expand an existing relationship.
Understanding A Company’s Creditworthiness
A company credit rating provides an overall indication of risk. The wider report helps explain the information behind that assessment.
Financial data shows business performance, while payment information provides insight into how the company meets its obligations. Together, these support a more informed decision than a credit score alone.
How To Access Commercial Reports
Contact Creditreform UK to arrange a report. For regular requirements, our team can explain available online access, integrations and monitoring options.
Bespoke company research can also be discussed where further investigation is needed.
Benefits Of Business Credit Checks
• A detailed view of customers and business partners.
• Greater confidence when agreeing credit terms.
• A clearer understanding of payment default risk.
• Evidence to support credit approvals and account reviews.
• The option to request deeper analysis through the Premium Report.
View A Sample Commercial Report
Download a sample Commercial Report to see the typical layout and level of information provided. This example is for guidance only; the exact content available will depend on the company, country and available records.
