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1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Costa Rica

Costa Rica is divided into 7 provinces with San José being the most populous. Our local office is in San Rafael de Escazú which is in the province of San José enabling us to recover debts throughout the entire country.


3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in the case of Costa Rica Spanish is the most widely spoken. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Costa Rica

It varies in Costa Rica but for commercial claims it’s usually 1-4 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

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Costa Rica Debt Collection – No Win No Fee


Creditreform operates a global specialist International debt collection service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only.

Costa Rica is a small country with an open economy.  The country has a population of almost five million people, a third of which live in the metropolitan area of and around the capital, San José.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from the UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The languages
  3. The laws
  4. Are in the same time zones


Herewith details of our debt collection service Costa Rica:

–       Location of office in Costa Rica
San Rafael de Escazú (province of San José)

–       Number of staff

–       How long been operating in Costa Rica
Since 1961

–      What type of debts do you recover?
Both commercial (B2B) and consumer (B2C) debts

–       Statute of limitation in Costa Rica
Statutes of limitations are varied.
Commercial goes from 1 to 4 years.
Civil goes from 1 to 10 years.

–       How EU laws effect debt collection in Costa Rica?
EU laws or other foreign laws do not have any effect.

–       How many company registries in Costa Rica for businesses? (i.e. UK just has 1 central registry)
Costa Rica has only 1 company registry.

–       What is the collection process in Costa Rica?
Collection process in Costa Rica is done in Collection Courts. Although very simple in the books, the amount of collections ha a huge jam in courts. It does take to long.

–       Average length of time to collect?
Depends where collection takes place, but larger cities have more problems.

–       Can late payment fees / interest be added to claims?
Yes, legal fees can be collected and interest for no more than a year.

–       Details on legal service / legal process in Costa Rica.
Service of collection cases by Court can be tedious and difficult. Expenses must be provided for more expeditious served.

It is better to start with personal request of payment and threat to sue.

There are many unique requirements to recovering international debts in all countries including Costa Rica debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial