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1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Georgia

Georgia is divided into 9 regions and 2 Autonomous Republics (Adjara and Abkhazia). The capital city is in Tbilisi which is where our local office is based so we are centrally located to recover debts throughout all of Georgia.

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in this case Georgian is spoken by 87% of the population. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Georgia

3 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

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Georgia Debt Collection – No Win No Fee

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No  Fee basis charging an agreed commission against monies recovered only.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The languages
  3. The laws
  4. Are in the same time zones


Herewith details of our debt collection service Georgia

Location of debt recovery office in Georgia?


Number of debt collection staff?


How long have you been operating a debt recovery service in Georgia?

Since 2015

What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)?

We recover both commercial (B2B) and consumer (B2C) debts

Statue of Limitation in Georgia?

3 years, unless submitted to court.

How EU (European Union) laws effect debt collection in Georgia?

Very limited influence. In 2019 first regulation to debt buyers came in force. Debt collection is still almost unregulated.

How many companies registries in Georgia for businesses (i.e. UK has just 1 central registry)?

1 central registry

What is the debt collection process in Georgia?

General process is quite similar to most in Europe. Initially soft collection via phone/mail is performed, in certain cases physical visit is possible. Then there is court collection possible, either in fast procedure, or general procedure. The process might take from 3 to 12 months to reach bailiff phase in standard claim cases. However, most of the outcome is generated in pre-trial settlement – after the claim is submitted to the court, but before it actually is reviewed by the court.

Can late payment fees / interest to be added to claims?

Yes, if such are included in the contract.

Average length of time to collect a debt?

The process might take from 3 to 12 months to reach bailiff phase in standard claim cases.

Specialist Debt Recovery Experts

There are many unique requirements to recovering international debts in all countries including Georgia debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.


“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial