1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Afghanistan

Afghanistan is divided into 34 provinces with Kabul the largest by population with over 4.3 million people. Our local office is in Kabul meaning we are centrally located to recover debts throughout all of Afghanistan.

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in this case Dari and Pashto are the most widely spoken. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Afghanistan

It varies in Afghanistan with many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

How to Instruct Us

We simply require the following details:

  • Full name & address of the debtor
  • All available contact details of the debtor i.e. contact name(s) / Tel / Mobile / Email(s)
  • Amount owed (Invoice(s) or Statement will help)


Or ask us to call you – just leave us your details:


    Afghanistan Debt Collection – No Win No Fee

    Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only. All our international offices and partners initiate the collection processes by sending the debtors a debt collection letter to introduce their involvement.

    Main reasons why a local country debt recovery agency is so important rather than trying to recover from a debt collection agency UK are as follows:

    The local International Debt collection Partners know:

    1. The local cultures
    2. The best methods of initiating debt recovery letters and processes
    3. The languages
    4. The laws
    5. Are in the same time zones

    Herewith details of our debt collection service Afghanistan

    Location of debt recovery office in Afghanistan?

    Kabul. All debt letters are sent from the local office or partners’ main address

    Number of debt collection staff?

    Number of staff is 10 persons. Each staff member is allocated a client and all their debt collection letters are personalised in order to effect the best response results from debtors.

    How long have you been operating a debt recovery service in Afghanistan?

    From 2012 till yet we are operating in Afghanistan.

    What type of debt collection services do you provide? Do you do commercial debt recovery (B2B) and consumer debt recovery (B2C)?

    It depends on the contract, if the parties predict which country’s law should be authorized for solving the problems, is effective on the case.

    General comments regarding process in Afghanistan for debt collection and how differs from UK / other European countries:

    What is the debt collection process in Afghanistan?

    The process of debt collection in Afghanistan is according to the contract at the first. All cases received are handled by an expert account manager who will then introduce himself through the first initial debt collection letter template sent. If no response then a follow up debt recovery letter is sent followed by subsequent telephone calls, emails and site visits where necessary.

    If the normal debt recovery process fails then court action can be authorized with the prior consent of the client only.

    Average length of time to collect a debt?

    No time limits to collect a debt is mentioned. It is according to the contract between the parties.

    Can late payment fees / interest to be added to claims?

    If it is mentioned in the contract, it would be implemented. Article No (735) civil law of Afghanistan says:

    (1) If debtor delays payment of a debt of cash the amount of which is specified at the time of demand, creditor may claim the deferred payment loss that is 3% per year in civil cases.

    (2) if it is not possible to specify period of delay of compensation payment on the basis of parties’ agreement or the custom, it shall commence since the date of judicial claim.

    Afghanistan Business Credit Reports

    Creditreform provides over 88 million international business credit reports throughout Europe and 200 million international business credit reports worldwide. We provide freshly investigated Afghanistan Credit Reports which can be done prior to trading to make sure the company you will be dealing with can meet the commitment or once the debt becomes overdue to ensure the debtor can meet the amount owed.

    Specialist Debt Recovery Experts

    There are many unique requirements to recovering international debts in all countries including Afghanistan debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from the Debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

    “We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
    Bryan de Beer, Phoenix Fragrances
    “Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
    Dean Lake, Lake Contracts
    “We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
    Anna Zhakrova, Catering Hygiene Specialists Ltd
    “I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
    Russell Hardwick, MSC Industrial