1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Trinidad & Tobago

Trinidad & Tobago is divided into 15 regions & municipalities. Our local office is in Chaguanas on Trinidad islands which is the largest borough and fastest growing town in Trinidad & Tobago. This ideal location enables us to recover debts throughout the entire country.

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language in this case English is the official language, but the main spoken language spoken is Trinidadian Creole or Tobagonian Creole (both English-based creole languages). We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Trinidad & Tobago

5 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

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Trinidad & Tobago Debt Collection – No Win No Fee


Creditreform operates a global specialist International debt collection service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only.

–       Location of office in Trinidad & Tobago
Montrose, Chaguanas

–       Number of staff
15 employees

–       How long been operating in Trinidad & Tobago
Since 1999

–      What type of debts do you recover?
We recover both commercial (B2B) and consumer (B2C) debts

–       Statute of limitation in Trinidad & Tobago
4 years legal principle applies to all debts.

–       How EU laws effect debt collection in Trinidad & Tobago?
EU laws affect all aspects of debt collections, but we partner to ensure these laws are observed and followed closely.

–       How many company registries in Trinidad & Tobago for businesses? (i.e. UK just has 1 central registry)
There is 1 central registry for businesses locally.

–       What is the collection process in Trinidad & Tobago?
You must disclose all debt related information to the debtor debt amount, Client company owed and ensure that customers can readily access this information in the form of formal contact just as letters.

–       Average length of time to collect?
4 years and less because of Statute of limitation locally.

–       Can late payment fees / interest be added to claims?
Yes, it does apply once the customer is made aware of these penalties prior to the debt collections process.

–       Details on legal service / legal process in Trinidad & Tobago
All legal processes are only conducted once full scale, debt collections have preceded by our agency but legal consultation is sort after before legal action begins.

There are many unique requirements to recovering international debts in all countries including Trinidad & Tobago debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK office base only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial