1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Benin

Benin is divided into 12 departments. Our local office is in Cotonou which is the capital city of Benin so we are centrally located to recover debts throughout all of Benin.


3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in this case the official language of Benin is French. However, indigenous languages such as Fon and Yoruba are commonly spoken. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Benin

5 years but there are special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

How to Instruct Us

We simply require the following details:


Or ask us to call you – just leave us your details:


Benin Debt Collection – No Win No Fee

Creditreform operates a global specialist International debt collections service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No  Fee basis charging an agreed commission against monies recovered only.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from the UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The languages
  3. The laws
  4. Are in the same time zones


Herewith details of our debt collection service Benin

– Location of office(s) in Benin

– Number of staff
6 staff

– How long been operating in Benin
Since 1984

– What type of debts do you recover?
We do both commercial debt collection (B2B) and consumer debt collection (B2C)

– Statute of limitation in Benin
Obligations arising in the course of their trade between traders, or between traders and non-traders, are prescribed by five (05) years if they are not subject to shorter requirements, in accordance with the provisions of the Uniform Act on General Commercial Law.

– Can late payment fees / interest be added to claims?
Yes, Late payment fees / interest  can be added to claims

The Court can be seized when formal notices become unsuccessful. No duration is determined for recovery. Benin has only one trade register (Registre de Commerce et du Crédit Mobilier).

In United Kingdom, the creditor may, in the event of non-payment by a debtor, initiate a debt recovery procedure, the starting point of which is the letter before claim. If this formal notice remains unsuccessful, he will choose the strategy to adopt according to certain circumstances such as the amount of the debt, the status of the debtor, the reasons given by the debtor for the non-payment of his debt so his assets. and its solvency, either a statutory demand with an obligation to pay within 21 days or a claim (request at the Court).

This  statutory demand is effective only if the debtor has the means to settle the debt and is not contested. The amount of the claim must be greater than £ 750 for companies and £ 5,000 for individuals

In the event of a debt dispute (eg defective delivered products, non-compliant quantity, etc.) the statutory demand is less appropriate. It is advisable to complain courts to obtain a court order.

It is important to know that additional costs may be added throughout the trial. The losing party must pay the costs and expenses of the winning party in addition to its own costs and expenses.

If the debtor still does not pay despite the pronouncement of a judgment against him, even if this judgment has been rendered by a French court, the creditor may still demand execution in England under certain conditions.

There are many unique requirements to recovering international debts in all countries including Benin debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK office base only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial