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1. Costs – No Win No Fee!

Having long standing relationships with all our overseas partners we have agreements to provide these services on a NO WIN NO FEE basis charging the agreed commission rate against monies recovered only.

2. Coverage in Canada

Canada is divided into 13 provinces and 3 territories with the most populous provinces being Ontario, Quebec, British Columbia and Alberta. We recover debts throughout all of Canada with our central offices in Vancouver, Edmonton and Toronto.

 

 

3. Local Experience

Unlike many of our competitors all cases are handled by the local office or partner. The reasons for this are they speak the debtors’ language, in the case of Canada there are 2 official languages in English and French along with several indigenous languages spoken. We understand the local cultures and know all the legal processes. These are reasons why Creditreform are the ideal people to help you in collecting debts from overseas.

4. Statute of Limitation in Canada

6 years but there are many special exemptions so whatever the age please contact us and we will advise if we can assist with your claim

How to Instruct Us

We simply require the following details:

PLEASE CALL US ON 0121 442 5330 FOR FURTHER DETAILS

Or ask us to call you – just leave us your details:

 




Canada Debt Collection – No Win No Fee

 

Creditreform operates a global specialist International debt collection service. We have local offices and fully approved expert international debt collection agency partners in every country worldwide. All our International debt collection agency partners and offices operate on a No Win No Fee basis charging an agreed commission against monies recovered only.

Main reasons why a local country debt recovery agency is so important rather than trying to recover from the UK are as follows:

The local International Debt collection Partners know:

  1. The local cultures
  2. The languages
  3. The laws
  4. Are in the same time zones

 

Herewith details of our debt collection service Canada:

–       Location of offices in Canada
Vancouver, Edmonton, Toronto

–       Number of staff
15

–       How long been operating in Canada
90 years

–      What type of debts do you recover?
Both commercial (B2B) and consumer (B2C) debts.

–       Statute of limitation in Canada
6 years

–       How EU laws effect debt collection in Canada?
Canadian laws supersedes all EU laws for debtors residing in Canada.  EU laws will have no bearing on collections whatsoever.

–       How many registries in Canada for businesses? (i.e. UK just has 1 central registry)
1 for each province and territory and 1 for Federal.

–       What is the process in Canada?
In Canada, we do not have to send a registered mail.  We can simply send a demand letter out by mail or email and then wait 5 days before we can start calling them to collect on an account.

–       Average length of time to collect?
Average is about 45 days for the first payment.

–       Can late payment fees / interest be added to claims?
Only if the debtor signs a contract agreeing to fees and interest prior to the product or service being provided by the creditor.

–       Details on legal service / process in Canada
Legal actions and procedures differ between provinces and territories.  Hence we have different guidelines for each.

GDPR can make debt collection challenging as when we request invoices, medical providers may not be able to provide it to us.  The other challenge would be on your end.  Canada is recognized as a secure country under the GDPR and we can obtain documents as such.  However, from time to time, we recognize that a debt collection agency in Europe may not be able to send invoices to us because their capability of sending invoices may not be considered GDPR compliant.

There are many unique requirements to recovering international debts in all countries including Canada debt collection services which differ from the UK and therefore it is very important that cases are handled directly by our expert international debt collection agencies and not from debt collectors UK. This method of international debt collection sets Creditreform aside from the competition who in many cases try and recover debts from a UK debt collector only. Using the local offices and partners enables us to achieve a far greater success rate and our No Win No Fee service together with competitive commission rates against monies recovered only ensures you get the best service.

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“We are pleased with the friendly and efficient service of Adrian Harding and staff at Creditreform in collecting outstanding overdue debts on our behalf. Some accounts, especially those located overseas have been difficult customers but we are pleased with the high rate of success. We also appreciate that they keep us informed and constantly updated on the progress of the collection”
Bryan de Beer, Phoenix Fragrances
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“Within 48hrs of Creditreform being involved a resolution was agreed and within the week paid in full. The professionalism of the Creditreform team was second to none and I would and indeed do recommend them to colleagues in a similar difficult position This situation was the first time we have had to employ a company for debt recovery and it was good to feel that you have someone else ‘on your side’.”
Dean Lake, Lake Contracts
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“We have been using Credit Reform for a number of years now and we have always been dealt with in a professional and friendly way. Over time, Creditreform have managed to achieve good results for us. Would definitely recommend.”
Anna Zhakrova, Catering Hygiene Specialists Ltd
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“I have worked with Creditreform for many years and always received a first class service. Keep up the good work”
Russell Hardwick, MSC Industrial
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